๐Ÿ’ณ
4 APIs ยท Live

Financial Services

Lending, Insurance & Investments

Comprehensive fintech APIs for loan repayments, credit card bills, insurance premiums, and recurring deposits.

Our Financial Services API suite integrates with leading banks, NBFCs, insurance companies, and investment platforms to enable loan servicing, card payment collection, insurance premium processing, and systematic investment plan management โ€” all from a single developer-friendly interface.

Our Financial Services API suite integrates with leading banks, NBFCs, insurance companies, and investment platforms to enable loan servicing, card payment collection, insurance premium processing, and systematic investment plan management โ€” all from a single developer-friendly interface. Our team helps you design request flows, error handling, reconciliation, and go-live checklists so your product ships faster with fewer production surprises.

Integration Benefits

Why product teams integrate Financial Services with Brahm Byte

Fetch outstanding dues before payment collection

Support part-prepayment and card minimum-due flows

Insurance policy search and premium calculation

mTLS and OAuth for regulated environments

Pricing Overview

Indicative pricing โ€” final quotes depend on volume and SLA

  • Per successful payment from โ‚น5โ€“15
  • Enterprise BFSI plans with dedicated IPs
  • Revenue share on insurance premiums

View full API pricing

Endpoints

Available APIs

Each API is production-ready, sandboxed, and comes with full documentation.

Loan Repayment API

โ— Live

EMI collection and part-prepayment for home loans, personal loans, vehicle loans, and education loans across 100+ lenders.

POST /v1/financial/loan/repay
100+ lenders
Due fetch
Part payment
NOC generation

Credit Card Payment API

โ— Live

Credit card bill payment and minimum-due collection for all major card issuers including international cards.

POST /v1/financial/card/pay
All major issuers
Min-due option
Reward points sync
Limit fetch

Insurance Premium API

โ— Live

Insurance renewal and new policy premium payment for life, health, vehicle, and term insurance policies.

POST /v1/financial/insurance/pay
LIC + private
Policy search
Premium calc
E-receipt

Recurring Deposit API

โ— Live

RD installment collection and account management for banks and small finance institutions.

POST /v1/financial/rd/installment
Bank integration
Installment schedule
Maturity calc
Auto-debit

Technical Specifications

ProtocolHTTPS REST
FormatJSON
AuthmTLS + OAuth 2.0
Sla99.9% uptime
Latency<120ms

Common Use Cases

  • Neobanks
  • Loan servicing apps
  • Insurance brokers
  • Wealth management platforms
  • BFSI portals

Developer FAQ

Which lenders and insurers are supported?

100+ lenders and major insurers โ€” list shared during onboarding.

Is PCI-DSS required on our side?

We never store card PANs; your checkout must follow PCI if you collect cards.

Do you provide payment receipts?

Yes โ€” PDF/HTML receipts and webhook payloads for CRM sync.

Quick Start

Start Building in Minutes

01

Get API Keys

Create your BrahmByte developer account and generate your API key from the dashboard in under 2 minutes.

02

Explore Docs

Use our interactive sandbox to test every endpoint with real payloads before writing a single line of production code.

03

Integrate & Go Live

Follow our step-by-step integration guide, get your implementation reviewed, and go live with full support.

Ready to integrate Financial Services?

Talk to our API team, get sandbox credentials, and ship your integration in days โ€” not weeks.

Chat on WhatsAppCall Now